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Want real buying power when you're out shopping for your next car? Get pre-approved finance. Start today!

Apply online with us and we'll go to work to get a loan approved. Standard lending criteria apply.

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GET A COMPETITVE RATE

With finance structured to suit your needs, circumstances and plans.

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WE’RE CAR FINANCE SPECIALISTS

We been helping Kiwis finance their wheels for years, with fast, expert service.

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STOP! CHECK BEFORE YOU SHOP

Applying for loans with multiple lenders can negatively impact your overall credit score. Talk to the experts first.

A team member will be dedicated to your application and always has your interests at top of mind. We'll make sure you're well looked after every step of the way.

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loan works v2 Looking for a car loan?

Check out this handy read…

Finding finance that works for you isn’t just about grabbing the first ‘deal’ – it needs to tick all the boxes. Take a look at these key factors to consider.

Find out more

currency How to avoid buying a lemon

Helpful tips for Kiwi car shoppers…

Many Kiwis have bought used vehicles which have turned out to be less than they expected. The dreaded ‘lemon’. Like to skip that hassle? Check out these handy tips.

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IMPORTANT INFORMATION

*Fixed interest rates for vehicle and personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender. 

Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $5,000 over 12 months at 10.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $5,835.93 which is 12 monthly payments of $486.34. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.

Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.

Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.