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Want real buying power when you're out shopping for your next car? Get pre-approved finance from Car Money

Apply online with us and we'll go to work to get a loan approved. Standard lending criteria apply.

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Confirm your loan offer and understand the approval before you commit.

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We were the first car specialists online, we deliver fast turnaround times and same day settlement.

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Applying for loans with multiple lenders can negatively impact your overall credit score. We know our lenders and generally get approval first time without shopping around.

A team member will be dedicated to your application and always has your interests at top of mind. We'll make sure you're well looked after every step of the way.

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loan works v2 How do car loans work?

We do a huge volume of car loans every year.

Check our summary of how car loans work - the repayment options you have and other detail to keep you in the driver's seat. For example: how interest and repayment terms work; fees and terms; all the nitty gritty.

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currency How to avoid buying a lemon

We do a huge volume of car loans every year.

Many Kiwis have bought used vehicles which have turned out to be less than they expected. The AA offers some advice on how to avoid buying a lemon. The AA offers full bumper-to-bumper examinations at centres nationwide and also pre purchase inspections at the location of the seller.

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1.* Rates of 6.95% subject to lending criteria and eligibility. 1 hour approval and same-day payout subject to the applicant meeting the lending criteria and supplying all the required information to process the loan application.
2. Our lender will independently assess whether you are eligible for a loan. We don't provide advice on whether a particular car loan offered by a lender is suitable for you.