About » Car Money
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GET A GREAT INTEREST RATE

Confirm your loan offer and understand the approval before you commit.

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WE ARE MARKET-LEADING. BUT WHY?

We were the first car specialists online, we deliver fast turnaround times and same day settlement.

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STOP! CHECK BEFORE YOU SHOP

Applying for loans with multiple lenders can negatively impact your overall credit score. We know our lenders and generally get approval first time without shopping around.

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Our Team


Operating from the heart of Christchurch city, Car Money brings New Zealand borrowers the finance that best suits their needs, sourced through partnerships with a range of local lenders.

IMPORTANT INFORMATION

1.*Fixed interest rates range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60 month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender.

2. Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. A loan of $5,000 over 12 months at 10.95% p.a. has fees totalling $495 and a total repayment of $5,832.00 equating to 12 monthly payments of $486.00.

3. Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.

4. One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.

5. Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.